Disclaimer

*FHA 5/1 ARM – 3.99% (5.803% APR) based on 3.5% down payment. VA 5/1 ARM – 3.99% (5.320% APR) based on 0% down payment. For a limited time, View Homes is offering below-market interest rates valid on new home contracts for eligible properties entered into as of 07/10/2026, closing by 09/03/2026 (the “Promotion”). Financing incentives and promotional interest rate examples are available only through View Homes Lending. Interest rates are subject to change daily without notice. Example interest rate of 3.99% (5.803% APR) is based on an FHA 5/1 Adjustable Rate Mortgage (“ARM”). The interest rate is fixed for the first five years and may be adjusted every 1 year thereafter in accordance with the loan terms. Example APR of 5.803% is based on rates available as of 07/10/2026 for a borrower with a 640 FICO score, a sales price of $550,000, and a 3.5% down payment. Offer excludes Bond and Down Payment Assistance loans. Offer is subject to credit approval and underwriting guidelines; not all borrowers will qualify. Seller concessions cannot exceed actual closing costs and prepaid items permitted by applicable loan program guidelines. Offer cannot be combined with other offers and may be changed or discontinued at any time without prior notice. Please contact a View Homes Sales Counselor for complete details.

**FHA – 4.99% (5.725% APR) based on 3.5% down payment. VA – 4.99% (5.199% APR) based on 0% down payment. For a limited time, View Homes is offering below-market interest rates valid on new home contracts for eligible properties entered into as of 07/10/2026, closing by 09/03/2026 (the “Promotion”). View Homes has locked in, through View Homes Lending, fixed interest rates using a pool of funds. Interest rates are only available through View Homes Lending until funds are either depleted or rates expire. Interest rates are subject to change daily and without notice.

Applicants are subject to qualifications for specific loan terms, occupancy, down payment, credit and underwriting requirements and/or investor program guidelines – not all applicants will be eligible for the Promotion. For eligibility, an applicant must (1) pre-apply with View Homes Lending by visiting https://viewhomeslending.com/ prior to submitting an offer to qualify for the Promotion; (2) utilize the services of View Homes closing agent and finance with View Homes Lending; and (3) satisfy all other eligibility criteria of View Homes and/or View Homes Lending. Applicants are not required to finance through View Homes Lending; however, the Promotion is only available through View Homes Lending.

This is a co-marketing piece with View Homes. View Homes Lending is a Division of NFM Lending, LLC NMLS #2893. NFM Lending, LLC is an Equal Housing Lender. View Homes Lending has a financial relationship with View Homes and you may choose not to use View Homes Lending in connection with the purchase of a View Homes property. You are entitled to shop around for the best lender/real estate company for you. For NFM Lending, LLC’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM Lending, LLC’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. View Homes Lending powered by NFM Lending, LLC Tempe branch is located at 58 S River Dr, Suite 330, Tempe, AZ 85281. Branch NMLS #1490627. Branch licensing information: AZ 0121417. NFM Lending, LLC is licensed by TX #2893. www.nfmlending.com. © 2026 NFM Lending LLC. America’s Common Sense Lender® Trade/service marks are the property of NFM Lending, LLC. and/or its subsidiaries. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending