*FHA 5/1 ARM – 3.99% (5.803% APR) based on a 3.5% down payment. VA 5/1 ARM – 3.99% (5.320% APR) based on a 0% down payment. For a limited time, View Homes is offering below-market interest rates on select eligible new homes in participating Las Cruces-area View Homes communities for new home contracts entered into as of 07/10/2026 and closing by 09/03/2026 (the “Promotion”). Financing incentives and promotional interest-rate examples are available only through View Homes Lending. Interest rates are subject to change daily without notice.

The example interest rate of 3.99% (5.803% APR) is based on an FHA 5/1 Adjustable Rate Mortgage (“ARM”). The interest rate is fixed for the first five years and may adjust once every year thereafter in accordance with the loan terms. The example APR of 5.803% is based on rates available as of 07/10/2026 for a borrower with a 640 FICO score, a sales price of $349,000, and a 3.5% down payment.

Offer excludes Bond and Down Payment Assistance loans. Offer is subject to credit approval and underwriting guidelines; not all borrowers will qualify. Seller concessions cannot exceed actual closing costs and prepaid items permitted by applicable loan-program guidelines. Offer cannot be combined with other offers and may be changed or discontinued at any time without prior notice. Please contact a View Homes Sales Counselor for complete details. **FHA – 4.99% (5.725% APR) based on a 3.5% down payment. VA – 4.99% (5.199% APR) based on a 0% down payment. For a limited time, View Homes is offering below-market interest rates on select eligible new homes in participating Las Cruces-area View Homes communities for new home contracts entered into as of 07/10/2026 and closing by 09/03/2026 (the “Promotion”). View Homes has locked in fixed interest rates through View Homes Lending using a pool of funds. Interest rates are available only through View Homes Lending until the allocated funds are depleted or the rates expire. Interest rates are subject to change daily without notice. Applicants are subject to qualification requirements regarding loan terms, occupancy, down payment, credit, underwriting, and applicable investor-program guidelines. Not all applicants will qualify for the Promotion. To be eligible, an applicant must: (1) pre-apply with View Homes Lending before submitting an offer; (2) use the services of the View Homes-designated closing agent and finance through View Homes Lending; and (3) satisfy all other eligibility requirements established by View Homes and/or View Homes Lending. Applicants are not required to finance through View Homes Lending when purchasing a View Homes property; however, the Promotion is available only through View Homes Lending.This is a co-marketing piece with View Homes. View Homes Lending is a division of NFM Lending, LLC, NMLS #2893. NFM Lending, LLC is an Equal Housing Lender. View Homes Lending has a financial relationship with View Homes, and you may choose not to use View Homes Lending in connection with the purchase of a View Homes property. You are entitled to shop around for the lender and real estate company that best meet your needs.For NFM Lending, LLC’s complete agency and state licensing information, please visit www.nfmlending.com/licensing. NFM Lending, LLC’s NMLS number is 2893. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or depository institution. View Homes Lending is powered by NFM Lending, LLC. © 2026 NFM Lending, LLC. America’s Common Sense Lender® trade and service marks are the property of NFM Lending, LLC and/or its subsidiaries.