Available only on the purchase of select View Homes’ homes when you sign a contract by 3/31/2025 and apply for a mortgage loan, and you close on or before 4/30/2025. Receipt of rate lock is contingent upon buyers closing a loan with our affiliated lender, View Homes Mortgage, and is subject to limits. 5.25% (6.76% APR) 30-year fixed rate is for VA and FHA Loans only, for owner-occupied homes with a 660 or higher FICO score. Builder agrees to pay up to 4% toward buyers’ discount points to obtain the 5.25% rate for new home buyers. Not all buyers or homes will qualify, and terms are subject to change without notice. To qualify for this promotion, the buyer must (1) pre-apply with Affiliated Lender by visiting www.viewmortgage.com before submitting an offer, (2) utilize the services of a Closing Agent selected by Seller and finance with Affiliated Lender, and (3) satisfy all closing date and eligibility criteria. Buyer is not required to finance through Affiliated Lender or use the Seller-selected Closing Agent to purchase a home; however, both are required to receive this promotion. Interest rates and loan products are subject to underwriting, loan qualification, and program guidelines. This offer cannot be combined with other incentives unless stated in an Incentive Addendum. Services and promotions may not be available in all states and markets; see a community sales representative for details. Loan products may not be available in all states, and terms, rates, and fees are subject to change. View Mortgage, LLC is not endorsed by, nor acting on behalf of, HUD, FHA, VA, USDA, or the federal government. This material is for informational purposes only and does not constitute an offer to lend or recommend products. It is not an advertisement to extend credit under Regulation Z or an application for credit under RESPA/Regulation X. All applications are subject to underwriting guidelines and approval based on credit, assets, property value, and ability to repay. Not all applications will qualify for all loan products. The Discounted Refinance Offer applies only to refinancing a loan originated by View Mortgage LLC for the same property and is non-transferable. It does not apply to loans for new properties, home equity loans, renovation loans, bond loan programs, down payment assistance programs, or personal loans. The Discounted Refinance may be used after six satisfactory mortgage payments by applying directly to View Mortgage LLC. Offers vary and are subject to change without notice. Refinancing may result in higher total finance charges over the life of the loan. When refinancing a Qualified Mortgage (Conventional, FHA, and VA) through View Mortgage LLC, View Mortgage will contribute up to $2,000 in lender credit toward third-party fees such as title, credit, and appraisal fees, applied at closing on refinances completed within 7-24 months of the initial closing date. Credit may not exceed actual closing costs and does not cover pre-paids, prorations, discount points, HOA fees, CDD fees, or mortgage insurance premiums. Offer is non-transferable, has no cash value, and must be presented at the initial application. Borrowers are not required to finance through View Mortgage LLC but must do so to receive the purchase closing cost incentive and Discounted Refinance Offer. Not all buyers will qualify for refinancing, and this offer does not guarantee future refinancing eligibility or lower rates. Interest rates must be reduced sufficiently to meet recoup and Net Tangible Benefit loan requirements. The offered rate will be PAR pricing, but consumers may choose to buy down the rate. Additional refinances after the initial one within 24 months are allowed but capped at two transactions. Some loan products may not be available in all states, and terms, rates, and fees are subject to change. Lender credit applies only to loans brokered to Cherry Creek Mortgage, up to $2,000, or other participating lenders, with lender credit determined based on View Mortgage’s broker status and available points, not to exceed $2,000. The lender will be selected based on buyer qualifications and overall benefit to the consumer. For more details on closing costs covered or the closing cost credit offer, contact your mortgage loan originator. This is not an offer or solicitation for sale and does not guarantee any representation or warranty. Offer void where prohibited by law. View Mortgage State Licenses: Colorado: Mortgage Company Registration; Florida: Mortgage Broker License #MBR4639; South Dakota: Mortgage Brokerage License 2185181.MB; Texas: Mortgage Company License NMLS #2185181. This is a co-marketing piece with View Homes (“Seller”), and buyers may choose not to use View Mortgage LLC. Buyers are encouraged to shop for the best lender. Equal Housing Lender. Consumers wishing to file a complaint against a mortgage banker or licensed mortgage banker residential mortgage loan originator should contact the Texas Department of Savings and Mortgage Lending at 2601 North Lamar, Suite 201, Austin, Texas 78705, or visit www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund for actual out-of-pocket damages caused by acts of licensed mortgage banker residential mortgage loan originators. A written reimbursement application must be filed with and investigated by the department before payment of a claim. For more information, visit www.sml.texas.gov or www.nmlsconsumeraccess.org. All information, including but not limited to prices, views, availability, incentives, school assignments and ratings, floor plans, site plans, features, standards, options, assessments, fees, planned amenities, programs, conceptual artist renderings, and community development plans, is not guaranteed and is subject to change or delay without notice. All homes are subject to prior sale. Visit www.yourviewhome.com or speak with a View Homes Community Sales Manager for state- or community-specific disclaimers, licensing information, or other details. Offer void where prohibited or restricted by state and federal laws. © January 2025, View Homes, Inc.